SBFC Participating Lenders

Participating Lenders for COVID-19 Disaster Relief Loan Guarantee Financing

Qualifying small business owners may apply directly with a participating lender:

Financial Development Corporations

The Small Business Finance Center (SBFC) partners with Financial Development Corporations (FDCs) to provide loan guarantees and direct loans for small businesses that experience capital access barriers. Financial Development Corporations (FDCs) were created in the California Corporations Code to aid the SBFC in the administration of its programs throughout the state, together removing barriers to access capital. As mission-based organizations, the FDCs aim to support small businesses and stimulate economic growth in underserved communities. Refer to Small Business Loan Guarantee Participating Lenders for more info.

California Capital Financial Development Corporation

Sacramento, Stockton, Yuba City

Voice: 916-442-1729

California Coastal Rural Development Corporation

Salinas, Santa Maria, Santa Barbara

Voice: 831-424-1099

Small Business Development Corporation of Orange County

Santa Ana, Redlands

Voice: 714-571-1900

Nor-Cal Financial Development Corporation

Oakland

Voice: 510-698-2080

Pacific Coast Regional Small Business Development Corporation

Los Angeles, Compton

Voice: 213-739-2999

Valley Small Business Development Corporation

Fresno, Hanford, mobile office covers Central San Joaquin Valley

Voice: 559-438-9680

Frequently Asked Questions

Participating Lenders

Q: Does IBank or the SBFC take loan applications?

A: No, all potential borrowers should contact a participating lender listed above to start the application process with technical support.

Q: What if my lender is not on the participating lender list?

A: New lenders can enroll in SBFC credit enhancement programs on an ongoing basis. Contact your lender and ask them to enroll.

Q: What are the financing terms and how is the interest rate decided?

A: Financing qualifications are based on lender criteria. The interest rate and loan terms are negotiated between the lender and the borrower.  

Q: What if there isn’t an FDC office located in my town?

A: FDCs are able to serve small businesses throughout the state of California. Contact geographically closest FDC office to find out more information.

Contact the IBank Small Business Finance Center

SBFC Program Manager: Emily Burgos

E-mail us, HERE 

Telephone: (916) 341-6600

Office: 1325 J Street, Suite 1300, Sacramento, CA 95814

Mailing: P.O. Box 2830, Sacramento, CA 95812-2830

Contact the IBank Small Business Finance Center

 

SBFC Program Manager: Emily Burgos

Office: 1325 J Street, Suite 1300, Sacramento, CA 95814

Mailing: P.O. Box 2830, Sacramento, CA 95812-2830

E-mail: SBFC@IBank.ca.gov

Telephone: (916) 341-6600