Small Business Finance Center (SBFC)

The SBFC helps businesses create and retain jobs, and encourages investment in low- to moderate-income communities. The SBFC has several programs to support small business, including a Disaster Relief Loan Guarantee, a Jump Start Loan Program and more.

California Disaster Relief Loan Guarantee Program — COVID-19

The Small Business Finance Center (SBFC) partners with Financial Development Corporations to provide loan guarantees and direct loans for small businesses that experience capital access barriers.

Who Can Apply

Eligible Applicants

  • Small Businesses located in California with 1-750 employees that have been negatively impacted or experienced disruption by COVID-19
  • Eligible Nonprofits

Guarantee Terms:

  • Guaranteed up to 7 years
  • Guarantees up to 95% of loan
  • Loan interest rates negotiated between lender and borrower
  • Qualifications based on lender criteria

 Loan proceeds to be used for continuance of business including, but not limited to:

  • The funds are meant to help small businesses through this challenging time. Loan proceeds can be used for business continuance or to cure “economic injury” as a result of the COVID-19 pandemic.

How to Apply

Qualifying small business owners may apply directly with a participating lender:

*The list of participating lenders is fluid and changing


FDC/Lender Use Only

Small Business Resources:

Business Portal (GO-Biz)

Other Small Business Resources

Small Business Resource Map

Financial Development Corporations

California Capital Financial Development Corporation *

1792 Tribute Road, Suite 270
Sacramento, CA 95815
Voice: 916-442-1729

California Coastal Rural Development Corporation *

221 Main Street, Suite 301
Salinas, CA 93901
Fax: 831-424-1094

California Southern Small Business Development Corporation

2825 Dewey Road
Building 202, Suite 205
San Diego, CA 92106
Fax: 619-232-6743

Nor-Cal Financial Development Corporation *

300 Frank H. Ogawa Plaza, Suite 175
Oakland, CA 94612
Voice: 510-698-2080
Fax: 510-452-4405

Small Business Development Corporation of Orange County

271 N. Sycamore Street
Santa Ana, CA 92701
Fax: 714-571-1905

Pacific Coast Regional Small Business Development Corporation *

3255 Wilshire Boulevard, Suite 1501
Los Angeles, CA 90010
Voice: 213-739-2999, Ext. 222
Fax: 213-739-0639

Valley Small Business Development Corporation *

7035 North Fruit Avenue
Fresno, CA 93711
Voice: 559-438-9680

*Participant in IBank’s Jump Start Loan Program

For more information contact:

Emily BEmily Burgos

Small Business Finance Center Manager

California Infrastructure and Economic Development Bank (IBank)

Office Address: 1325 J Street, Suite 1300, Sacramento, CA 95814
Mailing Address: P.O. Box 2830, Sacramento, CA 95812-2830